Failing to plan is planning to fail. There’s no better time to plan your finances than now that you’re learning about it!

When you’ve created a financial plan, it’ll be easier for you to make decisions financially and of course meet whatever goals you have.

Though some people decide to do it on their own, you may want to seek out the help of a financial professional to help you stay on track, secure your financial wellbeing, and reach financial planning success!

In this episode, I’m going to deep dive into what financial planning is, why it’s personal, and why it’s very important. I’m also going to touch on the differences between financial planning and investments, and why I made the transition from commission-based, to fee-based, and finally a fee-only financial advisor!


>> What is financial planning?

>> The 7 Steps of Financial Planning

>> The personal side of financial planning

>> Investments and financial planning are 2 different things, here’s why!

>> The reason why I made the shift to fee-only advisors

>> The difference between, commission-based, fee-based, and fee-only financial advisors

If you loved this episode, you have to listen to these episodes as well:

>> The Importance of Financial LIFE Planning

>> No Need to Worry, My Accountant Handles That

>> Financial Planning for Families of Color with Ajamu Loving Ph.D., CFP®

I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.


Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (

Want to chat with a fee-only financial planner? Shoot me an email at Can’t wait to meet you.